Debt Defense Lawyers in Loveland
Putting an End to Harassment By Creditors for Our Clients
Times may seem chaotic for you right now with your debt running rampant. Like many people and families across the country, overwhelming debts can make your everyday life a nightmare. Constantly thinking about where and when your next paycheck may be coming from and how are you going to be able to pay off your creditors can be incredibly stressful.
With that constant thought lingering in your mind, it makes matters even worse when creditors continue to harass you every day about payment. Sometimes, these creditors can even overstep their boundaries by using inappropriate language towards you and sometimes even threaten you. If you find yourself being harassed by debt collectors during the collection process, you have the right to protect yourself from further harassment.
A debt collection defense attorney from Loveland can give you the strong defense representation you need to combat your creditors and put an end to the harassing calls and messages. Our Loveland debt defense attorneys understand just how impactful this communication may be.
You may shudder at the thought of your phone ringing or even checking the mail. We want to ease your peace of mind by going directly after your harassers and ending their immoral practices, disregarding fair debt collection practices.
There are regulations and protections put in place by the state that can protect you from further calls and messages from creditors and, if they have abused their roles as debt collectors, you may even be entitled to recover damages from them. Every case is different so it may be best to schedule a free case evaluation with our law firm to talk more about the specifics of your potential debt collection defense case.
Do I Have a Case If Abusive Language Has Been Used Against Me?
It can be troubling when the harassment escalates to abuse from a creditor or collection agency. Many debt collectors have been known to cross the line when it comes to doing their job. Losing professionalism and hurling abusive language towards you is unjust to you.
With FCDPA protections in place, you may have a case against the debt collectors which can not only stop harassing calls to take place but may even make you entitled to statutory damages. Contact our Loveland bankruptcy law firm today for more information about your possible debt collection defense case.
What Constitutes as Debt Collection Harassment?
You may have had plenty of unpleasant communication with debt collectors in the past but you may be unsure at what point those conversations turn into harassment or FDCPA violations. All of the following can be constituted as harassment and may be grounds for further action by your Loveland debt defense attorney:
- Abusive language, including inappropriate language
- Threats to your financial or physical health
- Reaching out to you when they know you are represented by a debt collection defense attorney
- Contacting you outside of business hours
- Demanding payments as soon as possible or face legal action if you don’t
- Repeated messages left on your voicemail
If you have faced any of these while speaking to a debt collector, you may have grounds to take action against them with the help of a Loveland Colorado bankruptcy lawyer.
How Can a Debt Collection Defense Attorney Help Me?
An experienced debt defense attorney from Loveland can help you put an immediate end to the harassing calls, giving you peace of mind you need to get back to your daily routine without the worry of getting spammed by collection agencies.
On top of ending all the harassment you have been facing, we can also assist you in seeking damages for the fair debt collection practices violations of the creditor or debt collector. Give our debt defense lawyers a call to explore your legal representation options with our team by your side every step of the way.
Is Hiring a Debt Defense Lawyer Worth It?
Although it may seem insignificant at first, dealing with harassing calls from a debt collector can be incredibly stressful for you and can put even more pressure on your everyday life. Put an end to all the harassing calls by giving us one to schedule a free consultation today with a debt collection defense attorney.
Contact our debt defense attorneys at 970-232-3097 and schedule an appointment with us so we can take a look at the specifics of your potential case and see where we can take it from there.